Terms & Conditions

Please read the following document thoroughly before accepting terms and conditions, and before any activities on the website.

Acceptance of the Terms of Use

In order to use the services of our Company, the Client is required to accept the Terms of Use. Please make sure you have read and understood the document in full. Also, please refer to the Privacy Policy and other legal documents. By accepting Terms of Use, Client agrees to be bound by them and fully comply with all applicable laws and regulations regarding the use of Company’s website and its services. By accepting the Terms of Use, the Client acknowledges that they represent a binding and enforceable legal contract between the Company and the Client.

If you do not agree to these Terms of Use, do not enter the website, use its material or exercise any access to the Company.

Refund Policy

The Company reserves the right to offer refunds in certain circumstances, if the proper conditions are met. The Refund Policy is the pivotal point in the relationship between the Company and the Client, built on mutual trust and corporate responsibility.

Purchases of courses are eligible for a refund, in a timeframe of 15 days. In that period, Client can ask a refund for the course at any moment, as long as it doesn’t pass the 15 days period. Refund requests made in the 15-day timeframe, but not processed in the same, will still count as active and will be under the due process of the billing department.

Monthly subscription fees are also eligible for a refund. They are not time constrained, and only the latest monthly subscription fee can be refunded, at any moment, until the next fee applies. Using the principle of goodwill, there are no constraints on refunding the last subscription fee.

The usual due process for refunding can last up to 7 (seven) business days.

Market Information

Company may provide you with a wide array of financial information through its various Services. This data can come from internal sources or be obtained from agents, vendors, or partners (“Third Party Providers”). The information includes, but is not limited to, financial market data, quotes, news, analyst opinions, research reports, graphs, and other data (“Market Information”).

The Market Information available on the Services is not intended to be investment advice. The Company does not endorse or approve this Market Information; it is provided solely for your convenience. Neither Company nor its Third-Party Providers guarantee the accuracy, timeliness, completeness, or correct sequencing of the Market Information, nor do they warrant any results from your use or reliance on it.

Market Information may quickly become unreliable due to various factors, such as changing market conditions or economic circumstances. Neither Company nor the Third-Party providers are obligated to update any information or opinions contained in the Market Information, and they may stop offering it at any time without notice. You agree that neither the Company nor the Third-Party Providers will be liable for any termination, interruption, delay, or inaccuracy of any Market Information. You will not “deep link,” redistribute, or facilitate the redistribution of Market Information, nor will you provide access to it to anyone not authorized by Company to receive it.

Regarding any Market Information displayed on the Services, you are prohibited from and hereby agree not to: (i) copy, store, sell, license, distribute, transmit, or duplicate any Market Information or any part thereof to any third party or person in any form or by any means; (ii) make the Market Information available on any website or application, or available to the public via the internet or otherwise; (iii) use the Market Information to create and/or operate (directly or through any third party) any financial product, index, or service, or in any other manner without the permission of Company or its applicable Third Party Providers; (iv) use any trademarks, logos, brand names, or similar identifying marks, or remove any copyright or proprietary notices incorporated into the Market Information (“Marks”), and you acknowledge that Company or its applicable Third Party Providers own the intellectual property rights in, and related to, the Market Information and any Marks; (v) use the Market Information in any way or for any purpose that would require a separate license from Company, its applicable Third Party Providers, or any other person; and (vi) permit or claim to permit any third party to do any of the foregoing.

Changes in the Content

The Company reserves the right to alter, correct, amend, enhance, improve, make any other changes to, or discontinue, temporarily or permanently, the Site and/or Service (or any part thereof) without notice, at any time. Additionally, you acknowledge that the Content provided on this Site may be changed, extended in terms of content and form, or removed at any time without notice to you. You agree that the Company shall not be liable to you or any third party for any modification, suspension, or discontinuance of this Site, the Service, or the Content included on this Site.

Limitation of Liability

Under no circumstances shall the Company or its service providers, including their officers, directors, shareholders, employees, subcontractors, and agents, be liable for any damages whatsoever. This includes, but is not limited to, direct, indirect, special, incidental, or consequential damages of any kind, whether arising from contract, negligence, or other tortious actions resulting from or arising out of your use of the site and/or service and/or the content, any decision made or action taken based on the content, any failure of the site and/or service to perform as expected, loss of goodwill or profits, or any other act or omission by Company or its service providers. This applies even if Company or its service providers have been advised of the possibility of such damages.

Disclaimer

The site and/or service, along with all content, are provided “as is” without any warranties, express or implied. This includes, but is not limited to, warranties of title, non-infringement, implied warranties of use, merchantability, or fitness for a particular purpose. The Company and its service providers disclaim all representations and warranties regarding the use, inability to use, or results of using the site and/or service (including results related to optimal fees). They make no guarantees about the accuracy, quality, availability, reliability, suitability, completeness, truthfulness, usefulness, or effectiveness of any content featured on the site.

Please be aware that if the content includes information about past performance of financial products, such information does not guarantee future results.

Company and its service providers do not endorse, recommend, or assume any responsibility or liability for any decision made or action taken based on the content. They are not responsible for any loss, injury, or damage incurred as a result of using the site and/or service, or any decision made, or action taken based on the content, or any information derived from using the site and/or service.

Company and its service providers do not guarantee that the site will operate securely, accurately, completely, without interruption, error-free, or free of viruses, worms, other harmful components, or other program limitations.

You acknowledge and agree that you have sole and ultimate responsibility for any decisions (including but not limited to financial and/or tax decisions) or actions taken as a result of, in conjunction with, or by using the site and/or service (including the content). Your use of the site and/or service and/or the content is entirely at your own risk.

Indemnification

You agree to defend, indemnify, and hold harmless Company and its service providers, including their officers, directors, shareholders, employees, subcontractors, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs, debts, and expenses(including attorney’s fees) arising from: (i) your use of the site and/or service; (ii) your violation of any term of these terms; (iii) any damage you cause to any third party related to your use of the site and/or service (including any violation of third-party rights); and (iv) any claims for financial or other damages arising out of any decision made or action taken based on the site and/or service (including the use of the content and results related to optimal fees).

You agree that Company’s service providers and other entities mentioned above are third-party beneficiaries of these provisions, with the right to enforce them as if they were a party to this agreement.

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